Born in Asia, shaped by years in Europe, and now proud to call Los Angeles home — Tracy brings a unique global perspective to mortgage lending.

Currently pursuing her Executive MBA at the Wharton School, Tracy combines advanced business training with over a decade of mortgage lending experience and a background as a licensed real estate broker. She earned her Bachelor of Science in Finance, Real Estate, and Business Law from California State Polytechnic University, Pomona.

Leveraging her expertise in mortgage lending, real estate, and finance, Tracy helps clients align financing decisions with their long-term financial vision. From purchasing a primary residence to growing a real estate portfolio or investing in commercial properties, she provides thoughtful guidance and tailored financing solutions designed to support each client’s unique goals.